Fast. Simple. Fair.
Retirement plans built for small businesses
- Automated onboarding
- No asset-based or transaction fees
- Just $8 per employee
- We handle the details
Indipop members can receive up to $875 off their plan by signing up now.
We take care of everything from compliance to annual reporting to the IRS so you can focus on what matters, running your business.
It really is this simple
Get started today
We believe building wealth
for retirement should be easy
and accessible. For everyone.
That’s why we've streamlined everything about 401(k) plans to make them simple, affordable, and easy to manage for businesses of any size.
Simple & transparent pricing
- Flat-fee subscription plan
- $8/participating employee per month
- No asset based and transactions fees
Create your plan in just 15 minutes
- Tell us about your business
- Select eligibility requirements
- See your detailed plan
We handle the details
Penelope takes care of compliance testing, annual reporting to the IRS, and serves as your digital recordkeeper.
Take advantage of Secure Act 2.0
There’s never been a better time to start a 401(k) Plan
Stand out from the crowd
Attract and retain the best employees with a retirement plan
Start saving now with $875 off!
For a limited time, we’re waiving our first-time set-up fee and our monthly subscription cost for 3 months.
Hear from business owners like you
Jefferson Macklin
Partner, Traveler Street Hospitality
"We chose Penelope over the Massachusetts Restaurant Association's plan because I wanted a plan that encouraged participation without all the fees."
Tiffany Dufu
Founder, The Cru
"It’s been a joy to work with Penelope. For me as an entrepreneur, as a founder, I know I don’t have to worry about a 401(k)."
Save up to $875 right now.