Fast. Simple. Fair.

Retirement plans built for Experian customers

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  • Automated onboarding
  • No asset-based or transaction fees
  • Just $8 per employee
  • Experian customers pay $0 admin fee for first 3 months
  • We handle the details

We’re on a mission to help more Americans save for retirement by providing low-cost 401(k) plans to small businesses. 

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It really is this simple

Get started today

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We believe building wealth
for retirement should be easy
and accessible. For everyone.

That’s why we've streamlined everything about 401(k) plans to make them simple, affordable, and easy to manage for businesses of any size.

Book a free consultation

Simple & transparent pricing

  • Flat-fee subscription plan
  • $8/participating employee per month
  • No asset based and transactions fees

Create your plan in just 15 minutes

  • Tell us about your business
  • Select eligibility requirements
  • See your detailed plan

We handle the details

Penelope takes care of compliance testing, annual reporting to the IRS, and serves as your digital recordkeeper.

business owner using his laptop

Simple & transparent pricing

401(k) plans shouldn’t be so complicated

We've designed our retirement plans to streamline decision-making for busy business owners. Our plans feature Vanguard funds for best-in-class performance. Start growing wealth for yourself and your employees without hassle of sifting through endless options.
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Stand out from the crowd

Attract and retain the best employees with a retirement plan

The cost of losing and retraining an employee can add up. 92% of workers say that retirement plans, along with healthcare, are a key reason for staying. Bolster your benefits with a cost effective and straightforward plan.
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Take advantage of Secure Act 2.0

There’s never been a better time to start a 401(k) Plan

If you’re starting a new 401(k) plan your business may be eligible to receive up to $16,500 in tax credits over the plan’s first three years to help offset initial plan costs.
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Schedule a free consultation

Experian customers save $875!

We’re waiving our $500 set-up fee and our monthly subscription cost for 3 months.

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Monthly employee fees
Subscription fee (waived monthly for 3 months)
One-time setup fee
per active employee per month for the first three months

Hear from business owners like you

Penelope Client The Cru

Tiffany Dufu

Founder, The Cru

“It’s been a joy to work with Penelope. For me as an entrepreneur, as a founder, I know I don’t have to worry about a 401(k).”

Penelope Client Margot

Halley Chambers & Kip Green

Co-Founders, Margot

“The idea that we can provide a future, forward-looking service like a 401(k) plan has been really important in recruitment.”

Save up $875 right now.

Book a free consultation