Fast. Simple. Fair.
Retirement plans built for small businesses
- Automated onboarding
- No asset-based or transaction fees
- Just $8 per employee
- We handle the details

It really is this simple
We believe building wealth
for retirement should be easy
and accessible. For everyone.
That’s why we've streamlined everything about 401(k) plans to make them simple, affordable, and easy to manage for businesses of any size.
Simple & transparent pricing
- Flat-fee subscription plan
- $8/participating employee per month
- No asset based and transactions fees
Create your plan in just 15 minutes
- Tell us about your business
- Select eligibility requirements
- See your detailed plan
We handle the details
Penelope takes care of compliance testing, annual reporting to the IRS, and serves as your digital recordkeeper.


Take advantage of SECURE Act 2.0
There’s never been a better time to start a 401(k) Plan
If you’re starting a new 401(k) plan your business may be eligible to receive up to $16,500 in tax credits over the plan’s first three years to help offset initial plan costs.
Stand out from the crowd
Attract and retain the best employees with a retirement plan
The cost of losing and retraining an employee can add up. 92% of workers say that retirement plans, along with healthcare, are a key reason for staying. Bolster your benefits with a cost effective and straightforward plan.
Schedule a free consultation
Start saving now with $875 off!
For a limited time, we’re waiving our first-time set-up fee and our monthly subscription cost for 3 months.
Monthly employee fees
$8
Subscription fee (waived monthly for 3 months)
$125
One-time setup fee
$500
=
$8
per active employee per month for the first three months